![]() However, it can be worthwhile to enter your expenses manually as you will be aware of what you are spending the money on. Many apps allow you to connect directly to your bank account so you don't have to enter anything manually.This way you always have it in your pocket and can also quickly enter your expenses at the Migros checkout before they are forgotten again. If you're tech-savvy anyway and prefer to do everything on your smartphone, a digital budget book makes sense. Who is a budget app suitable for?Įveryone should actually keep a budget book. Apps may be bought by other companies who are only interested in collecting your data. However, we cannot guarantee that this will remain the case in the future. The following apps on this list are all privacy compliant and advertise strong encryption. Prefer apps from German-, English- and French-speaking countries and only download apps from the official app stores.Read the privacy policy and terms and conditions carefully - they list what data is collected from you, where it is processed and for what purposes it is used.You should place higher demands on the protection of your data, especially when it comes to finance apps. share usage data with marketing partners. But what should not be: Budget apps should not collect data about you, e.g. Whether you talk about money or not is up to you. "Money is not something you talk about" is a well-known saying. The paid version does not have an exorbitant price.īudget apps - what about data protection?.No advertising displayed even in the free version.displays your income and expenses clearly and comprehensively.However, when choosing the right budgeting app, you should make sure that it: ![]() ![]() Here, everyone must weigh up for themselves whether it is worth spending money or whether the free apps and their functions are sufficient for you and fulfil their purpose. Furthermore, diagrams can be created for a better overview and budget limits for certain expenses. ![]() In this way, income and expenditure are automatically recorded. Then, for example, you can also connect your own bank account to the app. However, many of them only allow additional functions in the premium version. The free versions of the apps are usually sufficient for this. It certainly makes sense if the app allows you to easily record your income and expenses in daily life.
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